The Impact of Digitalization on the Bank Competitiveness


Тип публикации: доклад, тезисы доклада, статья из сборника материалов конференций

Конференция: Computational Methods in Systems and Software, CoMeSySo 2021

Год издания: 2021

Идентификатор DOI: 10.1007/978-3-030-90321-3_73

Ключевые слова: competitiveness of bank, development of the banking system, digital banking services, digitalization, fintech, impact of digitalization

Аннотация: The paper examines the bank competitiveness influenced by the digitalization of the economy. In the field of finance, digitalization implies the usage of electronic payments and e-commerce along with innovative technologies aimed at providing digital services. This paper aims to assess the digitalization level affecting the generalПоказать полностьюcompetitiveness of banks and its components on the example of Russian banks. Authors use standardized input statistical indicators, comparison analysis and a regression and correlation analysis to examine this phenomenon. This approach lets authors evaluate the efficiency of banks in the course of digitalization and shows the attractiveness of bank’s investment in digital tools and services. © 2021, The Author(s), under exclusive license to Springer Nature Switzerland AG.

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Журнал: Lecture Notes in Networks and Systems

Выпуск журнала: Vol. 231 LNNS

Номера страниц: 884-894

ISSN журнала: 23673370

Издатель: Springer Science and Business Media Deutschland GmbH


  • Rutskiy V. (Siberian Federal University, Krasnoyarsk, Russian Federation, HSE University, Moscow, Russian Federation)
  • Gururajarao S.M. (SJCE, JSS Science and Technology University, Mysore, India)
  • Chudopal N. (Siberian Federal University, Krasnoyarsk, Russian Federation)
  • Kulakova N. (Financial University Under the Government of the Russian Federation, Kaluga, Russian Federation)
  • Bystrova N. (Minin State Pedagogical University of Nizhny Novgorod, Nizhny Novgorod, Russian Federation)
  • Tsarev R. (V.A. Trapeznikov Institute of Control Sciences of Russian Academy of Sciences, Moscow, Russian Federation, International Academy of Science and Technologies, Moscow, Russian Federation)

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